How Tavenza works & how we make money

Tavenza provides free, anonymous insurance calculators for the US market. Every estimate runs entirely in your browser — there's no signup, no account, and we store no personal information. You can use every tool without giving us anything.

How we stay free

Tavenza is supported by two things: advertising (we show display ads) and affiliate partnerships (when you choose to get a real quote through a partner, we may earn a referral fee, at no extra cost to you). We do not, and will never, charge a subscription or hide tools behind a paywall.

Tavenza is free and supported by advertising and affiliate partnerships. When you request a quote through a partner link we may earn a commission, at no cost to you. This never affects your price, and we are not an insurer and do not provide insurance or financial advice.

Affiliate relationships never change our estimates. Our calculators use the same authoritative, published average-rate data regardless of which partners we work with, and we route you to a relevant licensed provider for your coverage type — we are not an insurer and do not sell insurance or give advice.

Who builds Tavenza

Colson is the founder of ColsonSuperApps LLC and the researcher behind Tavenza's calculators. He builds the estimator engine from authoritative, published average-rate data — actuarial and regulatory sources such as NAIC, the Insurance Information Institute, the IRS and KFF — and documents every figure's provenance. He is a software engineer, not a licensed insurance agent; Tavenza provides estimates and education, never advice or sales.

Tavenza is a product of ColsonSuperApps LLC (Wyoming, USA). See our editorial policy for how we research and review content, and our methodology for the 2026 data behind each calculator.

Our promise on accuracy

We never invent figures. Every rate comes from an authoritative published source (NAIC, the Insurance Information Institute, the IRS, KFF and similar), is cited on the page, and is labeled as an estimate — not a quote, and not insurance, legal or financial advice. For exact pricing, always get a real quote from a licensed provider.