Free Australia insurance calculators
Instant, private Australia insurance estimates in AUD — built on published 2026 average-rate data, with sources and methodology on every tool. No signup.
Life insurance needs
How much cover you need (DIME method).
Open calculator →Term life cost
Estimated monthly premium by age & coverage.
Open calculator →Income protection
Income replacement if illness or injury stops you working.
Open calculator →Rates by age (table)
Average 2026 monthly premiums by age & cover.
Open calculator →